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Objectives of Quality 2003, Our Medium]Term Management Plan
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Quality 2003 is the name of the Bank's two-year medium-term management plan covering the period from
April 2003 to March 2005. In addition to our recent emphasis on speed, we are now working to respond precisely to the needs of customers, who are sensitive to qualitative differences in products and
services. In fiscal 2004, the final year of the plan, we are working to fulfill the targets in terms of both quantity and quality.
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Objectives of Quality 2003
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The Bankfs management target for Quality 2003 is to secure a sound
earnings foundation. To this end, we will simplify the Bankfs business processes, improve the quality of products and services, and dispose of
non-performing loans. We are currently working to improve our asset portfolio by providing
support for business revitalization for corporate borrowers with poor performance. At the same time, we are aiming to expand
loans to small and medium-sized companies and individuals, increase fees and commissions through the promotion of investment trusts and
other investment vehicles, and implement ongoing cost reductions to facilitate the transition to a low-cost management structure.
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