Basic Strategy�T

Developing problem-solving oriented financial functions

By identifying and resolving issues affecting local companies and people, we will boost our share of deposits in Okinawa and ensure the immutability of our status as Okinawa’s leading bank.

We will also increase fee income and establish a stable earnings structure.

●

Expand the customer base by cultivating deposit-taking and lending business

●

Expand and strengthen new financial services

Basic Strategy�U

Creating a new bank image

We will revamp the conventional banking business style from a new perspective, projecting a new image of the bank not only to customers, but also to employees.

●

Deploy new Channel strategy

●

Restructure traditional business processes

●

Establish a bank brand that is the brand of choice

●

Build a personnel system that inspires hard work

Basic Strategy�V

Building a management structure to underpin sustained growth

While striving to increase capital efficiency and enhance enterprise value, we will position ourselves to ensure highly effective legal compliance, and conduct socially responsible management that considers the local community and the environment.

●

Build a structure for integrated risk management

●

Strengthen market investment capability

●

Strengthen Legal Compliance

●

Fulfill the Bank’s social obligations