|
1. Risk-Managed Assets
| (¥ million) |
| |
As of Sep.
30, 2001 (A) |
Change from Sep.
30, 2000 (A-B) |
Change from Mar.
31, 2001 (A-C) |
As of Sep.
30, 2000 (B) |
As of March
31, 2001 (C) |
| Loans to borrowers in bankruptcy |
15,778 |
116 |
673 |
15,662 |
15,105 |
| Loans past due six months or more |
90,411 |
(18,844) |
(11,328) |
109,255 |
101,739 |
| Loans past due three months or more |
2,325 |
564 |
349 |
1,761 |
1,976 |
| Restructured loans |
51,088 |
(3,835) |
3,804 |
54,923 |
47,284 |
| Total |
159,604 |
(22,000) |
(6,501) |
181,604 |
166,105 |
| Total loan balance |
1,148,451 |
11,600 |
(31,534) |
1,136,851 |
1,179,985 |
|
2. Ratio to Loan Balance
| (%) |
| |
As of Sep.
30, 2001 (A) |
Change from Sep.
30, 2000 (A-B) |
Change from Mar.
31, 2001 (A-C) |
As of Sep.
30, 2000 (B) |
As of March
31, 2001 (C) |
| Loans to borrowers in bankruptcy |
1.37 |
|
0.09 |
1.37 |
1.28 |
| Loans past due six months or more |
7.87 |
(1.74) |
(0.75) |
9.61 |
8.62 |
| Loans past due three months or more |
0.20 |
0.05 |
0.04 |
0.15 |
0.16 |
| Restructured loans |
4.44 |
(0.39) |
0.44 |
4.83 |
4.00 |
| Total |
13.89 |
(2.08) |
(0.18) |
15.97 |
14.07 |
|
3. Reserves for Possible Loan Losses
| (¥ million) |
| |
As of Sep.
30, 2001 (A) |
Change from Sep.
30, 2000 (A-B) |
Change from Mar.
31, 2001 (A-C) |
As of Sep.
30, 2000 (B) |
As of March
31, 2001 (C) |
| Reserves for possible loan losses |
19,545 |
(8,046) |
(6,081) |
27,591 |
25,626 |
|
General reserves |
8,168 |
(3,012) |
(617) |
11,180 |
8,785 |
| Specific reserves |
11,377 |
(5,033) |
(5,464) |
16,410 |
16,841 |
| Reserves for losses from sale of claims |
3,250 |
(156) |
(978) |
3,406 |
4,228 |
| Reserves for losses from support to specific obligors |
490 |
(2,955) |
|
3,445 |
490 |
| Reserves for losses from liquefied claims |
|
(2,590) |
(2,682) |
2,590 |
2,682 |
| Reserves for losses from investments |
1,981 |
799 |
591 |
1,182 |
1,390 |
| Reserves for losses on principal in investment trusts |
2,839 |
(1,300) |
(40) |
4,139 |
2,879 |
|
4. Reserve Ratio for Risk-Managed Loans
| (%) |
| |
As of Sep.
30, 2001 (A) |
Change from Sep.
30, 2000 (A-B) |
Change from Mar.
31, 2001 (A-C) |
As of Sep.
30, 2000 (B) |
As of March
31, 2001 (C) |
| Before partial direct write-offs |
32.27 |
(0.92) |
(0.04) |
33.19 |
32.31 |
| After partial direct write-offs |
17.53 |
(6.27) |
(3.88) |
23.80 |
21.41 |
|
5. Loans Disclosed under the Financial Rehabilitation Law
| (¥ million) |
| |
As of Sep.
30, 2001 (A) |
Change from Sep.
30, 2000 (A-B) |
Change from Mar.
31, 2001 (A-C) |
As of Sep.
30, 2000 (B) |
As of March
31, 2001 (C) |
| Loans to borrowers in bankruptcy or loans in similar conditions |
49,913 |
(1,585) |
2,898 |
51,498 |
47,015 |
| Loans threatened with bankruptcy |
57,648 |
(18,076) |
(14,265) |
75,724 |
71,913 |
| Loans requiring special attention |
53,414 |
(3,271) |
4,153 |
56,685 |
49,261 |
| Total (A) |
160,976 |
(22,933) |
(7,214) |
183,909 |
168,190 |
| Normal loans |
1,051,570 |
23,557 |
(30,199) |
1,028,013 |
1,081,769 |
| Grand Total |
1,212,546 |
623 |
(37,413) |
1,211,923 |
1,249,959 |
|
6. Coverage ratio of Loans Disclosed under the Financial Rehabilitation Law
| (¥ million) |
| |
As of Sep.
30, 2001 (A) |
Change from Sep.
30, 2000 (A-B) |
Change from Mar.
31, 2001 (A-C) |
As of Sep.
30, 2000 (B) |
As of March
31, 2001 (C) |
| Coverage ratio (C) |
119,775 |
(10,019) |
(5,634) |
129,794 |
125,409 |
|
Reserves for possible loan losses |
27,490 |
(12,634) |
(7,585) |
40,124 |
35,075 |
| Reserves for losses from support to specific obligors |
490 |
(2,955) |
|
3,445 |
490 |
| Collateral and guarantees |
91,795 |
5,570 |
1,951 |
86,225 |
89,844 |
| (%) |
| Coverage ratio (C)/(A) |
74.40 |
3.83 |
(0.16) |
70.57 |
74.56 |
|
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