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Loans (Consolidated Basis)

 

 

1. Risk-Managed Assets
(¥ million)
  As of Sep.
30, 2001 (A)
Change from Sep.
30, 2000 (A-B)
Change from Mar.
31, 2001 (A-C)
As of Sep.
30, 2000 (B)
As of March
31, 2001 (C)
Loans to borrowers in bankruptcy 15,778 116 673 15,662 15,105
Loans past due six months or more 90,411 (18,844) (11,328) 109,255 101,739
Loans past due three months or more 2,325 564 349 1,761 1,976
Restructured loans 51,088 (3,835) 3,804 54,923 47,284
Total 159,604 (22,000) (6,501) 181,604 166,105
Total loan balance 1,148,451 11,600 (31,534) 1,136,851 1,179,985

2. Ratio to Loan Balance

(%)
  As of Sep.
30, 2001 (A)
Change from Sep.
30, 2000 (A-B)
Change from Mar.
31, 2001 (A-C)
As of Sep.
30, 2000 (B)
As of March
31, 2001 (C)
Loans to borrowers in bankruptcy 1.37 0.09 1.37 1.28
Loans past due six months or more 7.87 (1.74) (0.75) 9.61 8.62
Loans past due three months or more 0.20 0.05 0.04 0.15 0.16
Restructured loans 4.44 (0.39) 0.44 4.83 4.00
Total 13.89 (2.08) (0.18) 15.97 14.07

3. Reserves for Possible Loan Losses

(¥ million)
  As of Sep.
30, 2001 (A)
Change from Sep.
30, 2000 (A-B)
Change from Mar.
31, 2001 (A-C)
As of Sep.
30, 2000 (B)
As of March
31, 2001 (C)
Reserves for possible loan losses 19,545 (8,046) (6,081) 27,591 25,626
General reserves 8,168 (3,012) (617) 11,180 8,785
Specific reserves 11,377 (5,033) (5,464) 16,410 16,841
Reserves for losses from sale of claims 3,250 (156) (978) 3,406 4,228
Reserves for losses from support to specific obligors 490 (2,955) 3,445 490
Reserves for losses from liquefied claims (2,590) (2,682) 2,590 2,682
Reserves for losses from investments 1,981 799 591 1,182 1,390
Reserves for losses on principal in investment trusts 2,839 (1,300) (40) 4,139 2,879

4. Reserve Ratio for Risk-Managed Loans

(%)
  As of Sep.
30, 2001 (A)
Change from Sep.
30, 2000 (A-B)
Change from Mar.
31, 2001 (A-C)
As of Sep.
30, 2000 (B)
As of March
31, 2001 (C)
Before partial direct write-offs 32.27 (0.92) (0.04) 33.19 32.31
After partial direct write-offs 17.53 (6.27) (3.88) 23.80 21.41

5. Loans Disclosed under the Financial Rehabilitation Law

(¥ million)
  As of Sep.
30, 2001 (A)
Change from Sep.
30, 2000 (A-B)
Change from Mar.
31, 2001 (A-C)
As of Sep.
30, 2000 (B)
As of March
31, 2001 (C)
Loans to borrowers in bankruptcy or loans in similar conditions 49,913 (1,585) 2,898 51,498 47,015
Loans threatened with bankruptcy 57,648 (18,076) (14,265) 75,724 71,913
Loans requiring special attention 53,414 (3,271) 4,153 56,685 49,261
Total (A) 160,976 (22,933) (7,214) 183,909 168,190
Normal loans 1,051,570 23,557 (30,199) 1,028,013 1,081,769
Grand Total 1,212,546 623 (37,413) 1,211,923 1,249,959

6. Coverage ratio of Loans Disclosed under the Financial Rehabilitation Law

(¥ million)
  As of Sep.
30, 2001 (A)
Change from Sep.
30, 2000 (A-B)
Change from Mar.
31, 2001 (A-C)
As of Sep.
30, 2000 (B)
As of March
31, 2001 (C)
Coverage ratio (C) 119,775 (10,019) (5,634) 129,794 125,409
Reserves for possible loan losses 27,490 (12,634) (7,585) 40,124 35,075
Reserves for losses from support to specific obligors 490 (2,955) 3,445 490
Collateral and guarantees 91,795 5,570 1,951 86,225 89,844
(%)
Coverage ratio (C)/(A) 74.40 3.83 (0.16) 70.57 74.56
 
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