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Financial Highlights

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Consolidated
Millions of yen
(except per share data)
Thousands of
U.S. dollars
(except per share data)
2001 2000 2001
For the six months ended September 30, 2001 and 2000 @ @
Total income ¥24,874 ¥26,002 $208,329
Total expenses 22,928 24,397 192,032
Income before income taxes and minority interests 2,349 1,721 19,679
Interim net income 2,983 3,244 24,989
Cash dividends 735 (1) 6,161
Per share (in yen and U.S. dollars) @ @
Interim net income ¥93.33 ¥112.84 $0.78
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Banking Account @ @
    Total assets ¥1,448,234  ¥1,428,694 $12,129,266
    Deposits 1,229,402 1,186,719 10,296,506
    Loans and bills discounted 1,008,693 972,887 8,448,018
    Shareholders' equity 79,581 75,590 666,510
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Non-Consolidated
Millions of yen
(except per share data)
Thousands of
U.S. dollars
(except per share data)
2001 2000 2001
For the six months ended September 30, 2001 and 2000 @ @
Total income ¥22,582 ¥22,904  $189,133
Total expenses 22,003 22,614 184,282
Income before income taxes 975 390 8,169
Interim net income 1,938 2,373 16,238
Per share (in yen and U.S. dollars) @ @
Interim net income ¥56.69 ¥82.11 $0.47
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Banking Account @ @
    Total assets ¥1,442,786 ¥1,424,495 $12,083,641
    Deposits 1,231,014 1,187,850 10,310,004
    Loans and bills discounted 1,009,912 975,404 8,458,227
    Shareholders' equity 81,317 78,188 681,054
Trust Account
    Total assets ¥128,555 ¥158,790 $1,076,677
    Money trusts, principal 128,246 158,377 1,074,088
    Loans 86,363 106,911 723,312
Notes: 1. The conversion of Japanese yen amounts into United States dollars has been made at
the exchange rate of ¥119.40 per U.S.$1.00, the rate prevailing on September 30, 2001.
2. The amounts stated in financial statements have been rounded down to the nearest
million yen.

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Overall SituationbFinancial HighlightsbFinancial Statements | Loans (Consolidated Basis)
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