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Financial Highlights

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Consolidated
Millions of yen
(except per share data)
Thousands of
U.S. dollars
(except per share data)
2002 2001 2002
For the six months ended September 30, 2002 and 2001 @ @
Total income ¥23,317 ¥24,874 $190,192
Total expenses 18,366 22,928 149,805
Income before income taxes and minority interests 5,146 2,349 41,976
Interim net income 3,188 2,983 26,003
Cash dividends 876 735 7,152
Per share (in yen and U.S. dollars) @ @ @
Interim net income ¥100.45 ¥93.33 $0.819
     
Banking Account    
    Total assets ¥1,423,655  ¥1,448,234 $11,621,200
    Deposits 1,225,497 1,229,402 9,995,901
    Loans and bills discounted 1,001,291 1,008,693 8,167,140
    Shareholders' equity 84,896 79,581 692,469
     
Non-Consolidated
Millions of yen
(except per share data)
Thousands of
U.S. dollars
(except per share data)
2002 2001 2002
For the six months ended September 30, 2002 and 2001 @ @
Total income ¥20,500 ¥22,582  $167,214
Total expenses 16,353 22,003 133,385
Income before income taxes 4,333 975 35,347
Interim net income 2,550 1,938 20,800
Per share (in yen and U.S. dollars)    
Interim net income ¥77.84 ¥56.69 $0.635
     
Banking Account    
    Total assets ¥1,419,140 ¥1,442,786 $11,575,369
    Deposits 1,228,606 1,231,014 10,021,260
    Loans and bills discounted 1,003,316 1,009,912 8,183,659
    Shareholders' equity 85,603 81,317 698,237
Trust Account
    Total assets ¥91,533 ¥128,555 $746,606
    Money trusts, principal 91,218 128,246 744,030
    Loans 69,975 86,363 570,762
Notes: 1. The conversion of Japanese yen amounts into United States dollars has been made at
the exchange rate of ¥122.60 per U.S.$1.00, the rate prevailing on September 30, 2002.
2. The amounts stated in financial statements have been rounded down to the nearest
million yen.

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Overall SituationbFinancial HighlightsbFinancial Statements
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